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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,025 | $183,516-78.2% | $155,534-74.3% | $145,884-72.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.50% | 61.43%-46.9pp | 64.92%-50.4pp | 551.85%-537.3pp |
| Employer contribution / active EE | $664 | $5,315-87.5% | $4,675-85.8% | $4,662-85.8% |
| Participant deferral / active EE | $14,988 | $6,467+131.8% | $5,630+166.2% | $6,690+124.0% |
| Admin fee / account holder | $1,376 | $19,293-92.9% | $15,900-91.3% | $13,392-89.7% |