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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,780 | $156,398-35.6% | $147,318-31.6% | $138,895-27.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.93% | 78.75%-60.8pp | 70.43%-52.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $7,801 | $4,853+60.7% | $4,593+69.8% | $4,194+86.0% |
| Participant deferral / active EE | $12,162 | $8,237+47.6% | $7,906+53.8% | $6,396+90.1% |
| Admin fee / account holder | $3,220 | $14,976-78.5% | $13,708-76.5% | $12,562-74.4% |