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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,841 | $77,472-37.0% | $100,392-51.3% | $80,935-39.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 33.74% | 37.26%-3.5pp | 49.45%-15.7pp | 35.66%-1.9pp |
| Employer contribution / active EE | $9,053 | $2,800+223.3% | $3,941+129.7% | $2,757+228.4% |
| Participant deferral / active EE | $3,904 | $6,818-42.7% | $8,090-51.7% | $4,299-9.2% |
| Admin fee / account holder | $736 | $5,885-87.5% | $7,904-90.7% | $6,924-89.4% |