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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,841 | $77,492-37.0% | $100,398-51.4% | $80,911-39.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 33.74% | 37.23%-3.5pp | 49.32%-15.6pp | 35.63%-1.9pp |
| Employer contribution / active EE | $9,053 | $2,800+223.3% | $3,946+129.4% | $2,756+228.5% |
| Participant deferral / active EE | $3,904 | $6,817-42.7% | $8,084-51.7% | $4,297-9.2% |
| Admin fee / account holder | $736 | $5,892-87.5% | $7,893-90.7% | $6,935-89.4% |