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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,974 | $88,778-33.6% | $81,844-27.9% | $145,884-59.6% |
| Participation rate | 95.8% | 75.1%+20.8pp | 72.4%+23.5pp | 80.3%+15.5pp |
| Annual return | 19.96% | 1033.03%-1013.1pp | 778.87%-758.9pp | 551.85%-531.9pp |
| Employer contribution / active EE | $3,956 | $3,087+28.2% | $2,916+35.7% | $4,662-15.1% |
| Participant deferral / active EE | $6,198 | $4,648+33.3% | $4,323+43.4% | $6,690-7.3% |
| Admin fee / account holder | $3,615 | $8,430-57.1% | $7,355-50.9% | $13,392-73.0% |