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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,108 | $156,398-33.4% | $147,318-29.3% | $138,895-25.0% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 14.41% | 78.75%-64.3pp | 70.43%-56.0pp | 145.39%-131.0pp |
| Employer contribution / active EE | $2,326 | $4,853-52.1% | $4,593-49.3% | $4,194-44.5% |
| Participant deferral / active EE | $7,413 | $8,237-10.0% | $7,906-6.2% | $6,396+15.9% |
| Admin fee / account holder | $15,022 | $14,976+0.3% | $13,708+9.6% | $12,562+19.6% |