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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,670 | $138,386+222.0% | $184,260+141.9% | $80,935+450.6% |
| Participation rate | 92.2% | 83.9%+8.3pp | 86.8%+5.3pp | 67.7%+24.5pp |
| Annual return | 40.29% | 20.02%+20.3pp | 28.84%+11.4pp | 35.66%+4.6pp |
| Employer contribution / active EE | $3,647 | $4,851-24.8% | $6,427-43.3% | $2,757+32.3% |
| Participant deferral / active EE | $10,666 | $7,076+50.7% | $9,133+16.8% | $4,299+148.1% |
| Admin fee / account holder | $629 | $10,489-94.0% | $13,898-95.5% | $6,924-90.9% |