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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,863 | $107,809+14.9% | $97,032+27.7% | $155,188-20.2% |
| Participation rate | 50.0% | 75.5%-25.5pp | 71.6%-21.6pp | 80.8%-30.8pp |
| Annual return | 20.15% | 38.06%-17.9pp | 35.38%-15.2pp | 148.84%-128.7pp |
| Employer contribution / active EE | $2,235 | $2,911-23.2% | $2,629-15.0% | $4,248-47.4% |
| Participant deferral / active EE | $11,750 | $5,129+129.1% | $4,672+151.5% | $6,531+79.9% |
| Admin fee / account holder | $490 | $10,717-95.4% | $9,418-94.8% | $14,480-96.6% |