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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,595 | $183,516-30.5% | $155,534-18.0% | $145,884-12.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.28% | 61.43%-49.1pp | 64.92%-52.6pp | 551.85%-539.6pp |
| Employer contribution / active EE | $6,574 | $5,315+23.7% | $4,675+40.6% | $4,662+41.0% |
| Participant deferral / active EE | $3,252 | $6,467-49.7% | $5,630-42.2% | $6,690-51.4% |
| Admin fee / account holder | $1,446 | $19,293-92.5% | $15,900-90.9% | $13,392-89.2% |