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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,200 | $106,974-37.2% | $90,796-26.0% | $138,895-51.6% |
| Participation rate | 92.3% | 74.9%+17.4pp | 69.5%+22.8pp | 79.9%+12.4pp |
| Annual return | 19.38% | 20.10%-0.7pp | 19.29%+0.1pp | 145.39%-126.0pp |
| Employer contribution / active EE | $3,584 | $2,609+37.4% | $2,294+56.3% | $4,194-14.5% |
| Participant deferral / active EE | $8,097 | $4,455+81.8% | $3,822+111.9% | $6,396+26.6% |
| Admin fee / account holder | $1,771 | $8,626-79.5% | $7,024-74.8% | $12,562-85.9% |