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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,863 | $174,379-52.5% | $152,093-45.5% | $138,895-40.3% |
| Participation rate | 72.7% | 81.6%-8.9pp | 77.8%-5.0pp | 79.9%-7.2pp |
| Annual return | 16.88% | 74.86%-58.0pp | 66.36%-49.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $7,072 | $4,652+52.0% | $4,175+69.4% | $4,194+68.6% |
| Participant deferral / active EE | $4,113 | $6,159-33.2% | $5,451-24.5% | $6,396-35.7% |
| Admin fee / account holder | $5,991 | $16,880-64.5% | $14,497-58.7% | $12,562-52.3% |