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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,620 | $159,978-22.1% | $147,041-15.2% | $145,978-14.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.80% | 98.36%-85.6pp | 419.21%-406.4pp | 550.52%-537.7pp |
| Employer contribution / active EE | $2,549 | $5,288-51.8% | $4,935-48.4% | $4,662-45.3% |
| Participant deferral / active EE | $10,913 | $8,429+29.5% | $8,071+35.2% | $6,690+63.1% |
| Admin fee / account holder | $568 | $15,053-96.2% | $13,006-95.6% | $13,400-95.8% |