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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,216 | $183,516-64.5% | $155,534-58.1% | $145,884-55.3% |
| Participation rate | 41.7% | 82.7%-41.0pp | 78.2%-36.6pp | 80.3%-38.6pp |
| Annual return | 13.92% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,281 | $5,315-75.9% | $4,675-72.6% | $4,662-72.5% |
| Participant deferral / active EE | $3,122 | $6,467-51.7% | $5,630-44.5% | $6,690-53.3% |
| Admin fee / account holder | $301 | $19,293-98.4% | $15,900-98.1% | $13,392-97.8% |