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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,902 | $80,332-54.1% | $107,187-65.6% | $64,097-42.4% |
| Participation rate | 51.2% | 54.4%-3.2pp | 75.0%-23.8pp | 55.2%-4.0pp |
| Annual return | 18.18% | 24.26%-6.1pp | 204.55%-186.4pp | 34.64%-16.5pp |
| Employer contribution / active EE | $930 | $2,501-62.8% | $3,782-75.4% | $1,891-50.9% |
| Participant deferral / active EE | $1,849 | $3,109-40.5% | $5,096-63.7% | $3,080-40.0% |
| Admin fee / account holder | $3,350 | $4,314-22.4% | $9,162-63.4% | $3,454-3.0% |