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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,971 | $29,736-22.7% | $56,033-59.0% | $80,935-71.6% |
| Participation rate | 37.1% | 41.7%-4.6pp | 52.5%-15.3pp | 67.7%-30.5pp |
| Annual return | 13.51% | 35.28%-21.8pp | 1711.38%-1697.9pp | 35.66%-22.2pp |
| Employer contribution / active EE | $688 | $671+2.5% | $1,041-33.9% | $2,757-75.0% |
| Participant deferral / active EE | $920 | $1,228-25.1% | $1,954-52.9% | $4,299-78.6% |
| Admin fee / account holder | $690 | $2,434-71.6% | $2,827-75.6% | $6,924-90.0% |