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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,659 | $99,053-54.9% | $88,179-49.4% | $138,895-67.8% |
| Participation rate | 81.8% | 74.2%+7.6pp | 69.1%+12.7pp | 79.9%+1.9pp |
| Annual return | 20.33% | 78.17%-57.8pp | 64.97%-44.6pp | 145.39%-125.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $8,533 | $5,225+63.3% | $4,614+85.0% | $6,396+33.4% |
| Admin fee / account holder | $4,354 | $8,748-50.2% | $7,673-43.3% | $12,562-65.3% |