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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,246 | $81,457-67.8% | $103,378-74.6% | $80,911-67.6% |
| Participation rate | 96.9% | 66.8%+30.0pp | 74.5%+22.4pp | 67.6%+29.2pp |
| Annual return | 13.56% | 25.58%-12.0pp | 24.91%-11.3pp | 35.63%-22.1pp |
| Employer contribution / active EE | $526 | $3,107-83.1% | $3,870-86.4% | $2,756-80.9% |
| Participant deferral / active EE | $2,942 | $3,871-24.0% | $5,058-41.8% | $4,297-31.5% |
| Admin fee / account holder | $6,693 | $6,717-0.4% | $8,401-20.3% | $6,935-3.5% |