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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,729 | $71,215-62.5% | $93,696-71.5% | $80,935-67.0% |
| Participation rate | 40.5% | 60.4%-19.9pp | 68.7%-28.2pp | 67.7%-27.2pp |
| Annual return | 13.61% | 11.27%+2.3pp | 133.74%-120.1pp | 35.66%-22.0pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,640 | $4,037-34.6% | $4,417-40.2% | $4,299-38.6% |
| Admin fee / account holder | $167 | $6,958-97.6% | $8,287-98.0% | $6,924-97.6% |