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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,265 | $183,592-83.5% | $155,574-80.5% | $145,877-79.3% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 8.60% | 61.37%-52.8pp | 64.87%-56.3pp | 551.28%-542.7pp |
| Employer contribution / active EE | $2,862 | $5,317-46.2% | $4,676-38.8% | $4,663-38.6% |
| Participant deferral / active EE | $9,440 | $6,466+46.0% | $5,629+67.7% | $6,691+41.1% |
| Admin fee / account holder | $2,524 | $19,316-86.9% | $15,914-84.1% | $13,402-81.2% |