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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,570 | $71,215-36.0% | $93,696-51.4% | $80,935-43.7% |
| Participation rate | 83.3% | 60.4%+22.9pp | 68.7%+14.6pp | 67.7%+15.7pp |
| Annual return | 14.92% | 11.27%+3.7pp | 133.74%-118.8pp | 35.66%-20.7pp |
| Employer contribution / active EE | $296 | $1,565-81.1% | $2,422-87.8% | $2,757-89.3% |
| Participant deferral / active EE | $2,472 | $4,037-38.8% | $4,417-44.0% | $4,299-42.5% |
| Admin fee / account holder | $1,301 | $6,958-81.3% | $8,287-84.3% | $6,924-81.2% |