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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,766 | $108,911+96.3% | $100,392+112.9% | $145,884+46.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 22.08% | 58.23%-36.1pp | 49.45%-27.4pp | 551.85%-529.8pp |
| Employer contribution / active EE | $10,044 | $4,420+127.2% | $3,941+154.8% | $4,662+115.4% |
| Participant deferral / active EE | $20,367 | $8,459+140.8% | $8,090+151.8% | $6,690+204.5% |
| Admin fee / account holder | $47,065 | $9,698+385.3% | $7,904+495.5% | $13,392+251.4% |