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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,405 | $63,703-69.5% | $93,063-79.1% | $82,448-76.5% |
| Participation rate | 100.0% | 63.8%+36.2pp | 72.1%+27.9pp | 68.1%+31.9pp |
| Annual return | 21.18% | -775.43%+796.6pp | 34.15%-13.0pp | 41.64%-20.5pp |
| Employer contribution / active EE | $806 | $1,729-53.4% | $2,476-67.5% | $2,551-68.4% |
| Participant deferral / active EE | $2,951 | $2,919+1.1% | $3,958-25.4% | $4,139-28.7% |
| Admin fee / account holder | $716 | $5,982-88.0% | $6,033-88.1% | $7,234-90.1% |