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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,351 | $55,889-43.9% | $76,119-58.8% | $80,935-61.3% |
| Participation rate | 0.0% | 62.1%-62.1pp | 69.1%-69.1pp | 67.7%-67.7pp |
| Annual return | 12.46% | 20.58%-8.1pp | 361.25%-348.8pp | 35.66%-23.2pp |
| Employer contribution / active EE | $1,361 | $1,866-27.1% | $2,693-49.5% | $2,757-50.6% |
| Participant deferral / active EE | $1,906 | $3,051-37.5% | $4,259-55.2% | $4,299-55.7% |
| Admin fee / account holder | $622 | $5,241-88.1% | $6,421-90.3% | $6,924-91.0% |