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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,351 | $56,063-44.1% | $76,051-58.8% | $80,911-61.3% |
| Participation rate | 0.0% | 62.0%-62.0pp | 69.1%-69.1pp | 67.6%-67.6pp |
| Annual return | 12.46% | 20.54%-8.1pp | 360.42%-348.0pp | 35.63%-23.2pp |
| Employer contribution / active EE | $1,361 | $1,874-27.4% | $2,690-49.4% | $2,756-50.6% |
| Participant deferral / active EE | $1,906 | $3,052-37.6% | $4,257-55.2% | $4,297-55.6% |
| Admin fee / account holder | $622 | $5,240-88.1% | $6,416-90.3% | $6,935-91.0% |