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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,358 | $183,627-11.0% | $155,602+5.0% | $145,978+11.9% |
| Participation rate | 78.9% | 82.7%-3.7pp | 78.2%+0.7pp | 80.3%-1.3pp |
| Annual return | 9.72% | 61.32%-51.6pp | 64.81%-55.1pp | 550.52%-540.8pp |
| Employer contribution / active EE | $4,441 | $5,316-16.5% | $4,675-5.0% | $4,662-4.7% |
| Participant deferral / active EE | $7,315 | $6,466+13.1% | $5,629+29.9% | $6,690+9.3% |
| Admin fee / account holder | $13,188 | $19,327-31.8% | $15,923-17.2% | $13,400-1.6% |