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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,824 | $100,139-64.2% | $85,187-57.9% | $145,884-75.4% |
| Participation rate | 20.0% | 74.1%-54.1pp | 67.5%-47.5pp | 80.3%-60.3pp |
| Annual return | 3.85% | 84.15%-80.3pp | 66.67%-62.8pp | 551.85%-548.0pp |
| Employer contribution / active EE | $3,981 | $3,238+23.0% | $2,732+45.7% | $4,662-14.6% |
| Participant deferral / active EE | $5,400 | $5,296+2.0% | $4,525+19.3% | $6,690-19.3% |
| Admin fee / account holder | $14 | $7,262-99.8% | $6,162-99.8% | $13,392-99.9% |