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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,141 | $126,661-69.9% | $113,397-66.4% | $138,895-72.5% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 19.49% | 25.05%-5.6pp | 23.20%-3.7pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,873 | $3,456-16.9% | $2,977-3.5% | $4,194-31.5% |
| Participant deferral / active EE | $7,457 | $5,693+31.0% | $5,076+46.9% | $6,396+16.6% |
| Admin fee / account holder | $1,320 | $14,549-90.9% | $11,957-89.0% | $12,562-89.5% |