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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,636 | $117,846-76.5% | $102,434-73.0% | $145,884-81.1% |
| Participation rate | 78.6% | 78.6%-0.1pp | 76.5%+2.1pp | 80.3%-1.7pp |
| Annual return | 48.48% | 31.90%+16.6pp | 29.46%+19.0pp | 551.85%-503.4pp |
| Employer contribution / active EE | $2,338 | $3,615-35.3% | $3,023-22.7% | $4,662-49.9% |
| Participant deferral / active EE | $6,116 | $5,733+6.7% | $5,055+21.0% | $6,690-8.6% |
| Admin fee / account holder | $360 | $13,356-97.3% | $9,462-96.2% | $13,392-97.3% |