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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,329 | $102,609-14.9% | $98,090-11.0% | $138,895-37.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 19.55% | 36.44%-16.9pp | 37.05%-17.5pp | 145.39%-125.8pp |
| Employer contribution / active EE | $11,964 | $3,867+209.4% | $3,606+231.8% | $4,194+185.2% |
| Participant deferral / active EE | $13,936 | $8,167+70.6% | $7,845+77.7% | $6,396+117.9% |
| Admin fee / account holder | $494 | $11,434-95.7% | $11,815-95.8% | $12,562-96.1% |