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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,691 | $78,690-71.2% | $161,489-85.9% | $87,485-74.1% |
| Participation rate | 25.8% | 67.5%-41.7pp | 78.7%-52.9pp | 68.9%-43.1pp |
| Annual return | 14.58% | 32.74%-18.2pp | 89.72%-75.1pp | 26.06%-11.5pp |
| Employer contribution / active EE | $733 | $2,588-71.7% | $4,268-82.8% | $2,596-71.8% |
| Participant deferral / active EE | $1,075 | $3,311-67.5% | $5,630-80.9% | $4,274-74.8% |
| Admin fee / account holder | $466 | $6,724-93.1% | $16,006-97.1% | $7,775-94.0% |