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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,220 | $102,938+69.2% | $94,105+85.1% | $138,895+25.4% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 15.61% | 250.28%-234.7pp | 204.55%-188.9pp | 145.39%-129.8pp |
| Employer contribution / active EE | $11,303 | $2,732+313.7% | $2,504+351.3% | $4,194+169.5% |
| Participant deferral / active EE | $6,252 | $4,196+49.0% | $3,881+61.1% | $6,396-2.3% |
| Admin fee / account holder | $1,181 | $6,600-82.1% | $6,199-80.9% | $12,562-90.6% |