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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,668 | $227,291+9.4% | $214,702+15.8% | $155,188+60.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 22.65% | 60.08%-37.4pp | 54.55%-31.9pp | 148.84%-126.2pp |
| Employer contribution / active EE | $18,532 | $6,772+173.7% | $6,461+186.8% | $4,248+336.3% |
| Participant deferral / active EE | $20,059 | $9,582+109.3% | $9,147+119.3% | $6,531+207.1% |
| Admin fee / account holder | $525 | $20,413-97.4% | $19,830-97.4% | $14,480-96.4% |