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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,969 | $183,516-54.2% | $155,534-46.0% | $145,884-42.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.86% | 61.43%-53.6pp | 64.92%-57.1pp | 551.85%-544.0pp |
| Employer contribution / active EE | $5,809 | $5,315+9.3% | $4,675+24.3% | $4,662+24.6% |
| Participant deferral / active EE | $6,970 | $6,467+7.8% | $5,630+23.8% | $6,690+4.2% |
| Admin fee / account holder | $344 | $19,293-98.2% | $15,900-97.8% | $13,392-97.4% |