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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,800 | $155,555-47.4% | $146,866-44.3% | $155,188-47.3% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 19.08% | 115.41%-96.3pp | 102.85%-83.8pp | 148.84%-129.8pp |
| Employer contribution / active EE | $1,583 | $4,647-65.9% | $4,425-64.2% | $4,248-62.7% |
| Participant deferral / active EE | $2,951 | $8,044-63.3% | $7,759-62.0% | $6,531-54.8% |
| Admin fee / account holder | $495 | $14,755-96.6% | $13,620-96.4% | $14,480-96.6% |