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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,800 | $156,398-47.7% | $147,318-44.5% | $138,895-41.1% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 19.08% | 78.75%-59.7pp | 70.43%-51.4pp | 145.39%-126.3pp |
| Employer contribution / active EE | $1,583 | $4,853-67.4% | $4,593-65.5% | $4,194-62.3% |
| Participant deferral / active EE | $2,951 | $8,237-64.2% | $7,906-62.7% | $6,396-53.9% |
| Admin fee / account holder | $495 | $14,976-96.7% | $13,708-96.4% | $12,562-96.1% |