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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,426 | $156,398-22.4% | $147,318-17.6% | $138,895-12.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.19% | 78.75%-66.6pp | 70.43%-58.2pp | 145.39%-133.2pp |
| Employer contribution / active EE | $2,094 | $4,853-56.8% | $4,593-54.4% | $4,194-50.1% |
| Participant deferral / active EE | $5,363 | $8,237-34.9% | $7,906-32.2% | $6,396-16.2% |
| Admin fee / account holder | $1,890 | $14,976-87.4% | $13,708-86.2% | $12,562-85.0% |