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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,828 | $150,346-1.0% | $120,524+23.5% | $145,877+2.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 6.38% | 154.40%-148.0pp | 107.36%-101.0pp | 551.28%-544.9pp |
| Employer contribution / active EE | $423 | $4,353-90.3% | $3,469-87.8% | $4,663-90.9% |
| Participant deferral / active EE | $2,050 | $6,172-66.8% | $4,994-59.0% | $6,691-69.4% |
| Admin fee / account holder | $2,637 | $12,215-78.4% | $9,440-72.1% | $13,402-80.3% |