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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,828 | $150,412-1.1% | $120,574+23.4% | $145,884+2.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 6.38% | 154.50%-148.1pp | 107.42%-101.0pp | 551.85%-545.5pp |
| Employer contribution / active EE | $423 | $4,355-90.3% | $3,471-87.8% | $4,662-90.9% |
| Participant deferral / active EE | $2,050 | $6,175-66.8% | $4,996-59.0% | $6,690-69.4% |
| Admin fee / account holder | $2,637 | $12,224-78.4% | $9,445-72.1% | $13,392-80.3% |