Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,181 | $88,672-27.6% | $105,223-39.0% | $82,448-22.2% |
| Participation rate | 68.6% | 67.9%+0.7pp | 75.0%-6.4pp | 68.1%+0.6pp |
| Annual return | 16.90% | 30.86%-14.0pp | 180.65%-163.8pp | 41.64%-24.7pp |
| Employer contribution / active EE | $1,811 | $3,048-40.6% | $3,689-50.9% | $2,551-29.0% |
| Participant deferral / active EE | $4,266 | $4,036+5.7% | $5,072-15.9% | $4,139+3.1% |
| Admin fee / account holder | $6,825 | $7,146-4.5% | $8,859-23.0% | $7,234-5.7% |