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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,275 | $160,028-9.2% | $147,080-1.2% | $145,884-0.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.73% | 98.60%-89.9pp | 420.17%-411.4pp | 551.85%-543.1pp |
| Employer contribution / active EE | $1,811 | $5,286-65.7% | $4,933-63.3% | $4,662-61.2% |
| Participant deferral / active EE | $3,884 | $8,422-53.9% | $8,066-51.8% | $6,690-41.9% |
| Admin fee / account holder | $349 | $15,030-97.7% | $12,989-97.3% | $13,392-97.4% |