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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,830 | $166,242+24.4% | $165,071+25.3% | $145,884+41.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.10% | 100.44%-87.3pp | 70.17%-57.1pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,677 | $5,283-49.3% | $4,347-38.4% | $4,662-42.6% |
| Participant deferral / active EE | $10,167 | $6,964+46.0% | $6,035+68.5% | $6,690+52.0% |
| Admin fee / account holder | $1,946 | $16,658-88.3% | $12,695-84.7% | $13,392-85.5% |