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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,250 | $110,137-49.8% | $161,149-65.7% | $82,637-33.1% |
| Participation rate | 70.5% | 72.4%-1.9pp | 78.8%-8.4pp | 68.1%+2.4pp |
| Annual return | 9.49% | 20.69%-11.2pp | 21.16%-11.7pp | 53.51%-44.0pp |
| Employer contribution / active EE | $964 | $2,856-66.3% | $4,360-77.9% | $2,552-62.2% |
| Participant deferral / active EE | $3,226 | $4,575-29.5% | $6,153-47.6% | $4,126-21.8% |
| Admin fee / account holder | $21,584 | $9,467+128.0% | $15,194+42.1% | $7,339+194.1% |