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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,512 | $181,062-82.6% | $158,223-80.1% | $155,188-79.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.55% | 57.39%-39.8pp | 52.09%-34.5pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,387 | $4,565-47.7% | $4,109-41.9% | $4,248-43.8% |
| Participant deferral / active EE | $7,453 | $6,134+21.5% | $5,467+36.3% | $6,531+14.1% |
| Admin fee / account holder | $2,480 | $18,825-86.8% | $16,047-84.5% | $14,480-82.9% |