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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,512 | $174,379-81.9% | $152,093-79.3% | $138,895-77.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.55% | 74.86%-57.3pp | 66.36%-48.8pp | 145.39%-127.8pp |
| Employer contribution / active EE | $2,387 | $4,652-48.7% | $4,175-42.8% | $4,194-43.1% |
| Participant deferral / active EE | $7,453 | $6,159+21.0% | $5,451+36.7% | $6,396+16.5% |
| Admin fee / account holder | $2,480 | $16,880-85.3% | $14,497-82.9% | $12,562-80.3% |