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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,393 | $183,516-64.9% | $155,534-58.6% | $145,884-55.9% |
| Participation rate | 55.6% | 82.7%-27.1pp | 78.2%-22.7pp | 80.3%-24.7pp |
| Annual return | 17.37% | 61.43%-44.1pp | 64.92%-47.5pp | 551.85%-534.5pp |
| Employer contribution / active EE | $1,530 | $5,315-71.2% | $4,675-67.3% | $4,662-67.2% |
| Participant deferral / active EE | $5,692 | $6,467-12.0% | $5,630+1.1% | $6,690-14.9% |
| Admin fee / account holder | $919 | $19,293-95.2% | $15,900-94.2% | $13,392-93.1% |