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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,073 | $183,516-84.2% | $155,534-81.3% | $145,884-80.1% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 10.93% | 61.43%-50.5pp | 64.92%-54.0pp | 551.85%-540.9pp |
| Employer contribution / active EE | $3,337 | $5,315-37.2% | $4,675-28.6% | $4,662-28.4% |
| Participant deferral / active EE | $8,835 | $6,467+36.6% | $5,630+56.9% | $6,690+32.1% |
| Admin fee / account holder | $477 | $19,293-97.5% | $15,900-97.0% | $13,392-96.4% |