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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,944 | $210,908-86.3% | $153,643-81.2% | $145,884-80.2% |
| Participation rate | 90.0% | 82.1%+7.9pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 8.48% | 13.46%-5.0pp | 15.71%-7.2pp | 551.85%-543.4pp |
| Employer contribution / active EE | $2,129 | $6,055-64.8% | $5,039-57.7% | $4,662-54.3% |
| Participant deferral / active EE | $2,513 | $7,976-68.5% | $6,754-62.8% | $6,690-62.4% |
| Admin fee / account holder | $3,309 | $19,477-83.0% | $12,739-74.0% | $13,392-75.3% |