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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,013 | $111,830-20.4% | $93,696-5.0% | $145,884-39.0% |
| Participation rate | 70.0% | 74.2%-4.2pp | 68.7%+1.3pp | 80.3%-10.3pp |
| Annual return | 232.78% | 204.08%+28.7pp | 133.74%+99.0pp | 551.85%-319.1pp |
| Employer contribution / active EE | $2,277 | $3,093-26.4% | $2,422-6.0% | $4,662-51.2% |
| Participant deferral / active EE | $5,568 | $4,920+13.2% | $4,417+26.1% | $6,690-16.8% |
| Admin fee / account holder | $1,096 | $10,249-89.3% | $8,287-86.8% | $13,392-91.8% |