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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,218 | $138,386-22.5% | $184,260-41.8% | $80,935+32.5% |
| Participation rate | 94.6% | 83.9%+10.7pp | 86.8%+7.8pp | 67.7%+26.9pp |
| Annual return | 4.31% | 20.02%-15.7pp | 28.84%-24.5pp | 35.66%-31.3pp |
| Employer contribution / active EE | $8,702 | $4,851+79.4% | $6,427+35.4% | $2,757+215.7% |
| Participant deferral / active EE | $15,569 | $7,076+120.0% | $9,133+70.5% | $4,299+262.1% |
| Admin fee / account holder | $4,651 | $10,489-55.7% | $13,898-66.5% | $6,924-32.8% |