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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,556 | $160,028+40.3% | $147,080+52.7% | $145,884+53.9% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 29.09% | 98.60%-69.5pp | 420.17%-391.1pp | 551.85%-522.8pp |
| Employer contribution / active EE | $2,179 | $5,286-58.8% | $4,933-55.8% | $4,662-53.3% |
| Participant deferral / active EE | $8,917 | $8,422+5.9% | $8,066+10.5% | $6,690+33.3% |
| Admin fee / account holder | $0 | $15,030-100.0% | $12,989-100.0% | $13,392-100.0% |