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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,096 | $155,555-76.2% | $146,866-74.7% | $155,188-76.1% |
| Participation rate | 58.8% | 84.0%-25.1pp | 82.5%-23.7pp | 80.8%-22.0pp |
| Annual return | 21.56% | 115.41%-93.9pp | 102.85%-81.3pp | 148.84%-127.3pp |
| Employer contribution / active EE | $0 | $4,647-100.0% | $4,425-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $4,617 | $8,044-42.6% | $7,759-40.5% | $6,531-29.3% |
| Admin fee / account holder | $1,489 | $14,755-89.9% | $13,620-89.1% | $14,480-89.7% |