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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,837 | $86,940-50.7% | $102,434-58.2% | $80,935-47.1% |
| Participation rate | 76.9% | 72.4%+4.5pp | 76.5%+0.4pp | 67.7%+9.3pp |
| Annual return | 13.25% | 18.89%-5.6pp | 29.46%-16.2pp | 35.66%-22.4pp |
| Employer contribution / active EE | $8,429 | $2,370+255.7% | $3,023+178.8% | $2,757+205.8% |
| Participant deferral / active EE | $2,987 | $4,121-27.5% | $5,055-40.9% | $4,299-30.5% |
| Admin fee / account holder | $621 | $8,047-92.3% | $9,462-93.4% | $6,924-91.0% |