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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,913 | $125,184-12.2% | $105,607+4.1% | $145,884-24.7% |
| Participation rate | 76.9% | 77.6%-0.7pp | 75.3%+1.6pp | 80.3%-3.4pp |
| Annual return | 10.75% | 225.00%-214.3pp | 116.11%-105.4pp | 551.85%-541.1pp |
| Employer contribution / active EE | $2,004 | $3,720-46.1% | $3,167-36.7% | $4,662-57.0% |
| Participant deferral / active EE | $3,896 | $5,714-31.8% | $5,011-22.3% | $6,690-41.8% |
| Admin fee / account holder | $26,627 | $17,133+55.4% | $10,958+143.0% | $13,392+98.8% |