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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,053 | $132,099-5.3% | $115,599+8.2% | $138,895-10.0% |
| Participation rate | 72.7% | 77.9%-5.1pp | 74.3%-1.5pp | 79.9%-7.2pp |
| Annual return | 10.43% | 176.76%-166.3pp | 111.10%-100.7pp | 145.39%-135.0pp |
| Employer contribution / active EE | $2,304 | $3,416-32.6% | $2,955-22.1% | $4,194-45.1% |
| Participant deferral / active EE | $4,478 | $5,617-20.3% | $4,889-8.4% | $6,396-30.0% |
| Admin fee / account holder | $2,206 | $15,650-85.9% | $12,841-82.8% | $12,562-82.4% |