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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,405 | $87,166-0.9% | $76,735+12.6% | $137,256-37.0% |
| Participation rate | 62.5% | 74.4%-11.9pp | 69.5%-7.0pp | 80.0%-17.5pp |
| Annual return | 13.15% | 26.50%-13.4pp | 29.77%-16.6pp | 220.34%-207.2pp |
| Employer contribution / active EE | $4,065 | $2,904+40.0% | $2,454+65.6% | $4,156-2.2% |
| Participant deferral / active EE | $6,426 | $4,726+36.0% | $4,088+57.2% | $6,407+0.3% |
| Admin fee / account holder | $2,766 | $8,403-67.1% | $7,189-61.5% | $12,270-77.5% |