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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,137 | $111,785-78.4% | $93,669-74.2% | $145,877-83.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 7.91% | 203.79%-195.9pp | 133.59%-125.7pp | 551.28%-543.4pp |
| Employer contribution / active EE | $836 | $3,096-73.0% | $2,424-65.5% | $4,663-82.1% |
| Participant deferral / active EE | $2,069 | $4,919-57.9% | $4,416-53.1% | $6,691-69.1% |
| Admin fee / account holder | $390 | $10,256-96.2% | $8,291-95.3% | $13,402-97.1% |