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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,237 | $95,453-33.8% | $112,040-43.6% | $82,448-23.3% |
| Participation rate | 73.8% | 72.8%+1.0pp | 76.5%-2.7pp | 68.1%+5.7pp |
| Annual return | 535.11% | 23.92%+511.2pp | 24.52%+510.6pp | 41.64%+493.5pp |
| Employer contribution / active EE | $1,277 | $2,318-44.9% | $2,954-56.8% | $2,551-49.9% |
| Participant deferral / active EE | $3,411 | $4,224-19.3% | $5,098-33.1% | $4,139-17.6% |
| Admin fee / account holder | $2,472 | $9,013-72.6% | $12,098-79.6% | $7,234-65.8% |